Diversify your portfolio, achieve high returns, and enjoy passive income when you start your loan investment journey with Mintos today.
The value of your investment can go up as well as down. You could lose some or all of the invested money.
Current average interest rate2
Invested in loans since 20153
Total value of loans sold on Mintos Secondary Market
Start investing with just €50
Earn regular passive income from interest payments.
Mitigate risk
Diversify your portfolio by investing in loans from different geographies and sectors, on a single platform.
Enjoy high returns
Loans can offer better returns compared to traditional asset classes.
Compound interest makes your funds grow faster
Your returns are automatically reinvested so they compound, and your funds grow faster over time. This is what makes long-term investing with Mintos so effective.
Get started in minutes.
Save time by automating your loan investments.
Choose a ready-to-go portfolio, or create your own investment rules.
Build a bespoke portfolio that’s aligned with your financial goals and risk tolerance. Control the key investment criteria that matter to you, including:
Interest rate
Maturity
Risk level
Geography
Sector
Mintos active Secondary Market lets you cash out or sell your investments before it reaches maturity. Cashing out before your investment matures is simple.4
Access your portfolio
Select ‘Cash out’
Choose your amount
Confirm the cash out
Investing in a regulated environment offers transparency and investor protection
Mintos is an authorized investment firm under MiFID (license issued by central bank of Latvia with the number: 06.06.08.719/534). Your assets are held separately from Mintos’ assets. Investors are also protected up to €20 000 under the investor compensation scheme.
The value of your investment can go up as well as down. You could lose some or all of the invested money.
Regular passive income
Low volatility assets
Diversified portfolio
Cash out any time
Investor compensation scheme
Mintos makes loan investments easy
Invest
Automate your investments, select each one yourself, or use a hybrid approach.
Receive regular income
Collected interest payments are forwarded and paid out to you, or directly reinvested.
Your capital is returned
Your initial investment will either be paid back over the loan term, or at maturity, depending on the loan.
Whether you’re a beginner or a highly experienced investor, Mintos has the right investment options for you.
Build a passive income stream
Gain an extra peace of mind from diversified investments
Get started from just €50