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Earn passive income with Europe’s leading platform for investing in loans1

Diversify your portfolio, achieve high returns, and enjoy passive income when you start your loan investment journey with Mintos today. 

Get started

The value of your investment can go up as well as down. You could lose some or all of the invested money.

11.96%

Current average interest rate2

€10.8 billion

Invested in loans since 20153

€426 million

Total value of loans sold on Mintos Secondary Market

Loan investments that work for you

Start investing with just €50

Earn regular passive income from interest payments.

Mitigate risk

Diversify your portfolio by investing in loans from different geographies and sectors, on a single platform.

Enjoy high returns

Loans can offer better returns compared to traditional 
asset classes.

Watch your money grow

Compound interest makes your funds grow faster

Your returns are automatically reinvested so they compound, and your funds grow faster over time. This is what makes long-term investing with Mintos so effective.

Quick and convenient

Get started in minutes.

Save time by automating your loan investments.

Choose a ready-to-go portfolio, or create your own investment rules.

Flexible and personalized

Build a bespoke portfolio that’s aligned with your financial goals and risk tolerance. Control the key investment criteria that matter to you, including:

Interest rate

Maturity

Risk level

Geography

Sector

Your money, when you need it

Mintos active Secondary Market lets you cash out or sell your investments before it reaches maturity. Cashing out before your investment matures is simple.4

1

Access your portfolio

2

Select ‘Cash out’

3

Choose your amount

4

Confirm the cash out

Invest with confidence

Investing in a regulated environment offers transparency and investor protection

Mintos is an authorized investment firm under MiFID (license issued by central bank of Latvia with the number: 06.06.08.719/534). Your assets are held separately from Mintos’ assets. Investors are also protected up to €20 000 under the investor compensation scheme.

The value of your investment can go up as well as down. You could lose some or all of the invested money.

Regular passive income

Low volatility assets

Diversified portfolio

Cash out any time

Investor compensation scheme

Invest in loans within minutes

Mintos makes loan investments easy

1

Invest

Automate your investments, select each one yourself, or use a hybrid approach.

2

Receive regular income

Collected interest payments are forwarded and paid out to you, or directly reinvested.

3

Your capital is returned

Your initial investment will either be paid back over the loan term, or at maturity, depending on the loan.

Get started

“Automated strategies invest in diverse loans with no user effort. Great returns paid out daily.”

German customer, via TrustPilot

“Automated strategies invest in diverse loans with no user effort. Great returns paid out daily.”

German customer, via TrustPilot

“Automated strategies invest in diverse loans with no user effort. Great returns paid out daily.”

German customer, via TrustPilot

“Automated strategies invest in diverse loans with no user effort. Great returns paid out daily.”

German customer, via TrustPilot

Join Europe’s leading platform for investing in loans today

Whether you’re a beginner or a highly experienced investor, Mintos has the right investment options for you.

Build a passive income stream

Gain an extra peace of mind from diversified investments

Get started from just €50